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Product · Get paid

Offer Net-30/60/90 to your buyers. Never carry the risk.

Say yes to any credit-worthy buyer's terms without carrying a dollar of A/R risk. Every extended-term invoice is underwritten in real time, funded to you on day 1, and insured to the last dollar behind the scenes.

app.verqo.com/seller/wallet#credit
Verqo Credit — buyer terms, exposure, aging

Offer terms like your biggest competitor. Without their balance sheet.

Every extended-term invoice is underwritten live, funded to you day 1, and insured behind the scenes. You never see a credit application. You never chase a payment.

Real limits, real time
Every buyer has a live credit limit updated against actual behavior — not a 90-day stale D&B pull.
Non-recourse to you
If the buyer defaults, Verqo and Allianz eat it. Your P&L stays clean.
Instant approvals at checkout
Most buyers pre-approved in under 30 seconds at checkout — no forms, no delays, no lost deals.
Portfolio dashboard
See term exposure by buyer, region, and channel — with early-warning alerts on aging.
Auto-limit adjustments
Verqo tightens or loosens buyer credit limits automatically based on payment behavior — you set the rules.
Early-pay discounts
Offer 2/10 Net-30 automatically to preferred buyers — increase cash velocity without shipping-day discounting.
Buyer-specific windows
Different terms per buyer, region, tier, or order size — enforced by rules, not by rep memory.
Day-1 payout on terms
You get paid same-day even when your buyer takes Net-60. Verqo funds the gap; buyer pays us on their schedule.

Terms — every open invoice, every aging bucket, one view.

See who's on what terms, where the exposure sits, and when repayments hit — without opening a spreadsheet.

app.verqo.com/seller/wallet#credit
Credit line dashboard — utilization, buyers, exposure
Credit tab — total line, utilization, upcoming maturities, and per-buyer aging in one view. Alerts fire before anything ages past 60 days.
The math

Same cash flow as pay-now. Same competitive terms as your biggest rival.

You get paid day 1. Your buyer pays day 30/60/90. Verqo takes 1.5-3.5% for closing the gap. Everyone wins — except the receivables spreadsheet.

app.verqo.com/seller/wallet
Payments overview — same-day cash on extended terms
Allianz-backed

Insured to the last dollar.

Every extended term is Allianz-insured behind the scenes. Bank-grade cover, no procurement, no renewal calls on your side.

app.verqo.com/seller/insurance
Verqo Insurance — coverage in-force on every extended invoice

Common questions

We support Net-30, 60, 90, and custom windows up to 180 days for approved buyers.
Explore more

Ship your first invoice in 48 hours.

Import your buyer list, upload a catalog, and start moving cash the same day. No implementation fees, no long contracts.