verqo
Partners

We don't pretend
to be the bank.

The best operators in the world don't try to do everything themselves — they partner with the people who already do it best. verqo is the orchestration layer on top of a chartered sponsor bank, the world's largest credit insurer, an institutional lending partner, and every major shipping carrier. You get the benefit of all four without managing four contracts.

Banking

Our sponsor bank. They hold the FBO accounts that segregate customer funds from operating capital, and they're the rail every dollar settles across.

Cross River Bank
Sponsor bank · FBO holder · ACH and wire originator

FDIC-insured · Member of every major US bank network. The fintech industry's preferred sponsor bank.

Credit insurance

Every approved Net-30/60/90 invoice is insured. This is the layer that makes verqo's credit decisions safe to extend without personal guarantees.

Allianz Trade
Trade credit insurance · buyer-default coverage

The world's largest trade credit insurer. €1+ trillion of insured transactions annually.

Lending

When a seller chooses Instant Payout (cash today instead of waiting on Net-X), our institutional lending partner funds the advance. verqo isn't the lender — we route, they fund.

Capec
Institutional invoice-financing partner

Funds same-day payouts on factored invoices. Underwrites at the buyer level, not the seller — so growing brands aren't penalized for needing the cash.

Shipping & logistics

Every parcel and freight shipment booked through verqo runs over the same rails your competitors pay 20% more for. We negotiate the rates; you keep them.

USPS
Domestic parcel · ground · priority

Cheapest domestic option for SMB-sized parcels.

UPS
Domestic + international parcel · time-definite

Best mix of speed and coverage for branded wholesale orders.

Freight (LTL · FTL)
Multi-carrier freight network

Less-than-truckload and full-truckload through our freight aggregator — every major US LTL carrier is rate-shopped in one quote.

Become a partner

Build with us.

Are you a sponsor bank, lender, insurer, or logistics network looking to plug into a real B2B wholesale flow? We're selective about partners — we choose for substance, not optics — but we always read the email.

Reach out